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The Future of High-Cost Credit

- Rethinking Payday Lending
Af: Dr Jodi Gardner Engelsk Hardback

The Future of High-Cost Credit

- Rethinking Payday Lending
Af: Dr Jodi Gardner Engelsk Hardback
Tjek vores konkurrenters priser

This book proposes a new way of thinking about the controversial and complex challenges associated with the regulation of high-cost credit, specifically payday lending. These products have received significant attention in both the media and political arena. The inadequacy of regulatory interventions has created ongoing problems with the provision of high-cost credit, particularly for consumers with lesser bargaining power and who are already financially vulnerable.

The book tackles two specific gaps in the existing literature. The first involves inadequate analysis of the relevant philosophical concepts around high-cost credit, which can result in an over-simplification of what are particularly complex issues. The second is a lack of engagement in both the market and lived experience of borrowers, resulting in limited understanding of those who use these financial products.

The Future of High-Cost Credit explores the theoretical grounding, policy initiatives and interdisciplinary perspectives associated with high-cost credit, making a novel and insightful contribution to the existing literature. The problems with debt extend far beyond the legal sphere, and the book will therefore be of interest to many other academic disciplines, as well as for those working in public policy and ‘the third sector’.

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This book proposes a new way of thinking about the controversial and complex challenges associated with the regulation of high-cost credit, specifically payday lending. These products have received significant attention in both the media and political arena. The inadequacy of regulatory interventions has created ongoing problems with the provision of high-cost credit, particularly for consumers with lesser bargaining power and who are already financially vulnerable.

The book tackles two specific gaps in the existing literature. The first involves inadequate analysis of the relevant philosophical concepts around high-cost credit, which can result in an over-simplification of what are particularly complex issues. The second is a lack of engagement in both the market and lived experience of borrowers, resulting in limited understanding of those who use these financial products.

The Future of High-Cost Credit explores the theoretical grounding, policy initiatives and interdisciplinary perspectives associated with high-cost credit, making a novel and insightful contribution to the existing literature. The problems with debt extend far beyond the legal sphere, and the book will therefore be of interest to many other academic disciplines, as well as for those working in public policy and ‘the third sector’.

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Se mere i:
Produktdetaljer
Sprog: Engelsk
Sider: 264
ISBN-13: 9781509939350
Indbinding: Hardback
Udgave:
ISBN-10: 1509939350
Kategori: Bankret
Udg. Dato: 14 jul 2022
Længde: 22mm
Bredde: 241mm
Højde: 163mm
Forlag: Bloomsbury Publishing PLC
Oplagsdato: 14 jul 2022
Forfatter(e): Dr Jodi Gardner
Forfatter(e) Dr Jodi Gardner

Kategori Bankret

ISBN-13 9781509939350

Sprog Engelsk

Indbinding Hardback

Sider 264

Udgave

Længde 22mm

Bredde 241mm

Højde 163mm

Udg. Dato 14 jul 2022

Oplagsdato 14 jul 2022

Forlag Bloomsbury Publishing PLC

Kategori sammenhænge