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Loss Coverage

- Why Insurance Works Better with Some Adverse Selection
Af: Guy Thomas Engelsk Paperback

Loss Coverage

- Why Insurance Works Better with Some Adverse Selection
Af: Guy Thomas Engelsk Paperback
Tjek vores konkurrenters priser
Most academic and policy commentary represents adverse selection as a severe problem in insurance, which should always be deprecated, avoided or minimised. This book gives a contrary view. It details the exaggeration of adverse selection in insurers'' rhetoric and insurance economics, and presents evidence that in many insurance markets, adverse selection is weaker than most commentators suggest. A novel arithmetical argument shows that from a public policy perspective, ''weak'' adverse selection can be a good thing. This is because a degree of adverse selection is needed to maximise ''loss coverage'', the expected fraction of the population''s losses which is compensated by insurance. This book will be valuable for those interested in public policy arguments about insurance and discrimination: academics (in economics, law and social policy), policymakers, actuaries, underwriters, disability activists, geneticists and other medical professionals.
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Most academic and policy commentary represents adverse selection as a severe problem in insurance, which should always be deprecated, avoided or minimised. This book gives a contrary view. It details the exaggeration of adverse selection in insurers'' rhetoric and insurance economics, and presents evidence that in many insurance markets, adverse selection is weaker than most commentators suggest. A novel arithmetical argument shows that from a public policy perspective, ''weak'' adverse selection can be a good thing. This is because a degree of adverse selection is needed to maximise ''loss coverage'', the expected fraction of the population''s losses which is compensated by insurance. This book will be valuable for those interested in public policy arguments about insurance and discrimination: academics (in economics, law and social policy), policymakers, actuaries, underwriters, disability activists, geneticists and other medical professionals.
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Se mere i:
Produktdetaljer
Sprog: Engelsk
Sider: 282
ISBN-13: 9781107495906
Indbinding: Paperback
Udgave:
ISBN-10: 1107495903
Kategori: Forsikring og aktuarstudier
Udg. Dato: 2 maj 2017
Længde: 15mm
Bredde: 152mm
Højde: 228mm
Forlag: Cambridge University Press
Oplagsdato: 2 maj 2017
Forfatter(e): Guy Thomas
Forfatter(e) Guy Thomas

Kategori Forsikring og aktuarstudier

ISBN-13 9781107495906

Sprog Engelsk

Indbinding Paperback

Sider 282

Udgave

Længde 15mm

Bredde 152mm

Højde 228mm

Udg. Dato 2 maj 2017

Oplagsdato 2 maj 2017

Forlag Cambridge University Press