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Where Credit is Due

- Bringing Equity to Credit and Housing After the Market Meltdown
Af: Christy Rogers, John Powell Engelsk Paperback

Where Credit is Due

- Bringing Equity to Credit and Housing After the Market Meltdown
Af: Christy Rogers, John Powell Engelsk Paperback
Tjek vores konkurrenters priser
While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.
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While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.
Produktdetaljer
Sprog: Engelsk
Sider: 402
ISBN-13: 9780761856061
Indbinding: Paperback
Udgave:
ISBN-10: 0761856064
Udg. Dato: 21 nov 2013
Længde: 25mm
Bredde: 154mm
Højde: 226mm
Forlag: University Press of America
Oplagsdato: 21 nov 2013
Forfatter(e): Christy Rogers, John Powell
Forfatter(e) Christy Rogers, John Powell


Kategori Kredit og kreditinstitutioner


ISBN-13 9780761856061


Sprog Engelsk


Indbinding Paperback


Sider 402


Udgave


Længde 25mm


Bredde 154mm


Højde 226mm


Udg. Dato 21 nov 2013


Oplagsdato 21 nov 2013


Forlag University Press of America

Kategori sammenhænge